There are three major types of credit cards based on the type of user: general consumer, student, and business. However, when you look at these credit cards by feature, you’ll discover many options, making it very important to review all details carefully in order to choose the card that’s truly right for you. Here is a breakdown of 10 different types of credit cards to help you identify an option that fits your needs. However, according to NerdWallet, an annual fee might not always be a bad thing. Credit cards that charge annual fees might actually save you money in other areas by offering better perks like more cash back or points that can be redeemed for travel. Some credit card companies also waive the annual fee for your first year of membership. Here are 2022’s best no annual fee credit cards according to Card Ratings. Here are 2022’s best student credit cards according to WalletHub. Here are 2022’s best 0% APR credit cards according to Card Ratings. Here are 2022’s best cash back credit cards according to NerdWallet. Here are 2022’s best store credit cards according to WalletHub. Here are 2022’s best travel rewards cards according to Card Ratings. Here are 2022’s best balance transfer cards according to WalletHub. Here are 2022’s best charge cards according to WalletHub. Here are 2022’s best secured credit cards according to Card Ratings. Here are the best business credit cards according to NerdWallet.